Compare bank-by-bank Interac e-Transfer limits, learn how to increase your limit, troubleshoot failed transfers, and find better ways to send or receive money in Canada.
Daily, weekly, monthly. Receiving limits. Business accounts. How to increase your limit, and what to do if it's still too low.
Pending. Declined. Sent to the wrong email. Got scammed. Need to file a complaint. Plain-English fixes for the most common e-Transfer headaches.
e-Transfer vs. wire vs. EFT vs. Wise. Sending more than your limit. Sending money internationally. Payment methods for Canadian small businesses.
Free tools for Canadian small businesses: GST/HST threshold calculator, receipt generator, invoice generator, and an e-Transfer income tracker.
A small hub for everything Canadian banking — e-Transfer plus what we're working on next.
No spam, no SaaS upsell. Just an email when limits, fees, or transfer rules change at the bank you pick. Unsubscribe in one click.
No spam. One email when limits or rules change. Unsubscribe in one click.
If a transfer is stuck, here's what's actually happening.
The 6 most common reasons banks block an e-Transfer.
Yes — usually. How to cancel before it's deposited.
What can and can't be reversed once funds are deposited.
Steps to take in the first 30 minutes.
How to report it and what banks will and won't refund.
Compare wire transfer, EFT, bill payment, and Wise to move more in one go.
e-Transfer is Canada-only. Compare Wise, banks, and remittance services for cross-border transfers.
e-Transfer, Stripe, Square, EFT, and invoice payments — what works for which type of business.
Practical tools for Canadians who get paid by e-Transfer.
When to register, how the $30,000 threshold works, and how to track it.
Generate a CRA-friendly receipt for an e-Transfer payment.
Send a clean PDF invoice with e-Transfer payment instructions.
Forward your Interac notification emails and track every payment automatically. Free to start.
Most major Canadian banks cap personal e-Transfers at $3,000 per transaction, with daily limits ranging from $3,000 to $10,000. EQ Bank, Wealthsimple, ATB, and Desjardins allow $5,000 per transfer. Business accounts often go up to $25,000. See every bank's limits.
Sometimes. RBC and TD require a phone call to raise your limit. Wealthsimple lets you adjust the limit in-app. Most other banks fall somewhere in between. Open the guide for your bank for the exact steps.
You have a few options: split the transfer over multiple days, ask your bank to raise the limit, switch to a bank with higher limits (like EQ or Wealthsimple), or use an alternative like wire transfer, EFT, or Wise for a one-off large payment. Compare alternatives.
Yes if it's still pending — you can cancel from your bank's app. Once Autodeposit kicks in, it usually can't be reversed without the recipient's cooperation. Read the guide.
Biller's free e-Transfer income tracker parses Interac emails automatically. One of several free tools we run for Canadian small businesses.
See the tracker