Sending more than your daily limit, paying internationally, or running a small business — here's what to use instead.
Updated
Wire, EFT, bill payment, and Wise — for one-off larger transfers.
Speed, cost, limits, and when each one wins.
Why most payroll runs on EFT, and when e-Transfer beats it.
Inside Canada vs cross-border. They solve different problems.
$10K, $50K, $100K — what the banks expect and what to choose.
The 2.5–3% hidden in the exchange rate, and five corridors costed.
e-Transfer, Stripe, Square, EFT, invoices — by business type.
Every plan in US dollars, solo vs 5-user team plans, card fees, and a cheaper option for one-person businesses.
What Rover takes from sitters and owners, what a sitter keeps, and what changes with your own clients.
With Biller, every invoice shows your e-Transfer details and, once you connect Stripe, a pay-by-card button — so clients pay the way they prefer, and card payments and Autodeposit e-Transfers are recorded as they land.
Start freeFree plan — unlimited invoices, no card needed.
Free tools for getting paid by e-Transfer
No account needed to try them.
This page is general information, not financial, legal, or tax advice. We gathered it from public sources (banks, payment providers, government agencies such as the CRA, and published industry rates), and it reflects our understanding when it was last updated. Rates, limits, fees, and rules change without notice, and your situation may differ from the general case.
Before you rely on anything here, do your own due diligence: confirm the details with the original source, and check that they are still current. For advice about your own finances, taxes, or legal position, hire a qualified professional such as an accountant, lawyer, or financial advisor. See our Terms for the full disclaimer. Last updated September 16, 2026.